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Guardian Life Insurance Limited

Insurance, Bangladesh, Dhaka

Guardian Life Insurance Limited provides innovative life and health insurance solutions, ensuring financial security and peace of mind for individuals and families.

About Guardian Life Insurance Limited

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Basics

Type
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Founded
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Total Employees
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Employees on Linkedin
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Employees on OWCareers
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Main Office
Bangladesh, Dhaka Division
Official Website
http://www.guardianlife.com.bd
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FAQs – Guardian Life Insurance Limited

How does a deductible work with health insurance?

With health insurance, the deductible is the amount you need to pay for covered health services before your insurance pays its share. After meeting the deductible, you typically pay coinsurance or co-pays.


How do I file a claim for earthquake damage?

Contact your insurer immediately, document the damage with photos and videos, and provide an itemized list of damaged belongings to support your claim.


What happens if I have an accident while on UBI?

If you have an accident while participating in UBI, your insurer may use the data to assess whether your behavior contributed to the incident, potentially affecting your premium.


Can I change my payment date to avoid relying on the grace period?

Some insurers allow policyholders to change their payment due date to better fit their financial situation. Contact your insurer to check if this option is available to avoid relying on the grace period.


Can businesses get catastrophe insurance for climate-related risks?

Yes, businesses can purchase commercial catastrophe insurance, which protects against property damage, business interruptions, and supply chain disruptions caused by natural disasters.


What role do tax laws play in international insurance?

Tax laws affect premium payments, reinsurance transactions, and cross-border policy claims. Many countries impose withholding taxes on foreign insurance transactions, while tax treaties prevent double taxation. Insurers must navigate complex tax regulations to ensure compliance and avoid financial penalties.


Does pet accident insurance cover dental injuries?

Some policies cover dental injuries caused by accidents, such as broken teeth from trauma. However, routine dental care or diseases like gum infections are not covered.


Do all health insurance plans have waiting periods?

No, not all health insurance plans have waiting periods; employer-provided plans often have immediate coverage, while individual plans may impose waiting periods.


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