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Allianz Schwoll

Insurance, Germany, Bavaria, Munich

Allianz Schwoll offers comprehensive insurance and investment solutions to protect your future. Trusted expertise, personalized service, and financial security make us a leader in the industry.

About Allianz Schwoll

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Basics

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Founded
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Total Employees
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Employees on Linkedin
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Employees on OWCareers
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Main Office
Germany, Bavaria, Munich
Official Website
http://www.allianz-schwoll.de
Location Address Official Phone Email
Germany, Bavaria, Munich Königinstraße 28, 80802 München, Germany **** ****
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FAQs – Allianz Schwoll

What is an embedded vs. non-embedded deductible?

In family health insurance plans, an embedded deductible applies to each individual, meaning once one person meets their deductible, insurance covers their costs. A non-embedded deductible means the total family deductible must be met before coverage begins for any member.


How does blockchain enhance security in digital transactions?

Blockchain uses cryptographic encryption, decentralization, and consensus mechanisms to prevent data tampering, making transactions highly secure and resistant to fraud or cyberattacks.


What happens after I file an insurance claim?

After filing a claim, the insurance company will review the details and assess the situation. They may send an adjuster to inspect damages, request additional documentation, and verify the information. Once reviewed, they will determine if the claim is approved or denied.


How soon should I buy trip cancellation insurance?

It is best to purchase insurance as soon as you book your trip to maximize coverage benefits, especially for pre-existing condition waivers and CFAR options, which have time-sensitive eligibility.


Does third-party insurance cover passengers?

Third-party insurance may cover injuries to passengers in another vehicle but typically does not cover injuries to passengers in the insured’s own vehicle.


What is blockchain’s role in Insurtech?

Blockchain enhances security, transparency, and efficiency in insurance transactions. Smart contracts automate claim settlements, reducing fraud and human error. Decentralized ledgers ensure accurate policy and claim records, preventing duplicate claims and unauthorized alterations in customer data.


What does umbrella liability insurance cover that regular policies don’t?

Umbrella liability insurance provides additional coverage for large claims not covered by regular policies. It protects against lawsuits, legal fees, and other liabilities that exceed the limits of standard home or auto insurance.


Does indemnity insurance cover consequential losses?

Standard indemnity policies do not cover consequential losses, but additional coverage, like business interruption insurance, can be purchased separately.


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