Logo
G

G&G Independent Insurance

Insurance, United States, California, Los Angeles

G&G Independent Insurance provides tailored insurance solutions for individuals and businesses, ensuring peace of mind and financial protection in an unpredictable world.

About G&G Independent Insurance

-

Basics

Type
-
Founded
-
Total Employees
-
Employees on Linkedin
-
Employees on OWCareers
-
Main Office
United States of America, California state
Official Website
http://www.gg-insurance.com
LinkedIn https://linkedin.com/company/**** Get In Touch With Decision Makers
Facebook https://facebook.com/**** Get In Touch With Decision Makers
Instagram https://instagram.com/**** Get In Touch With Decision Makers
X (Twitter) https://x.com/**** Get In Touch With Decision Makers
YouTube https://youtube.com/**** Get In Touch With Decision Makers

FAQs – G&G Independent Insurance

What are the advantages of using an insurance broker?

Insurance brokers offer unbiased advice, access to multiple insurance options, and tailored coverage recommendations. They help clients understand complex policies, negotiate better rates, and provide support during claims to ensure a smooth process.


Who is responsible for purchasing marine cargo insurance?

It depends on the Incoterms used in the trade contract; for example, under CIF (Cost, Insurance, and Freight), the seller must provide insurance for the cargo.


Does earthquake insurance cover temporary housing?

Yes, most earthquake insurance policies include additional living expenses (ALE) coverage, which pays for temporary housing, food, and other necessary expenses if your home becomes uninhabitable due to earthquake damage.


What is a ceding company in reinsurance?

A ceding company is the primary insurer that transfers some of its risks to a reinsurer. The ceding company pays a premium to the reinsurer for assuming part of its claims and liability.


How does coinsurance work in a health insurance policy?

After reaching the deductible, the insured pays a fixed percentage (e.g., 20%), while the insurer covers the remaining amount until the out-of-pocket maximum is met.


Can businesses use on-demand insurance?

Yes, businesses can use on-demand insurance to cover short-term risks. This is especially useful for startups, freelancers, and gig economy workers who may only need coverage for specific projects, timeframes, or seasonal operations.


What role does an insurance agent play in underwriting?

Insurance agents act as intermediaries between the policyholder and the insurer. They help gather the necessary information from the applicant, submit the application to the underwriter, and may help in the negotiation of policy terms. However, the final decision lies with the underwriter.


What does general liability insurance cover?

It covers third-party bodily injury, property damage, legal fees, and advertising-related claims such as copyright infringement or defamation.


Comprehensive Market Research

Get in-depth market research for Insurance companies in United States, California, Los Angeles. Our experts analyze trends, gather valuable insights, and identify key opportunities to drive your business growth.