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American Life Insurance Company

Insurance, United States, New York, New York City

Protecting your future with comprehensive life insurance solutions and financial planning services. Trust us to safeguard what matters most.

About American Life Insurance Company

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Basics

Type
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Founded
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Total Employees
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Employees on Linkedin
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Employees on OWCareers
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Main Office
United States of America, New York state
Official Website
http://www.american-life.com
Location Address Official Phone Email
United States of America, New York state 123 Main Street, Suite 1000 **** ****
LinkedIn https://linkedin.com/company/**** Get In Touch With Decision Makers
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X (Twitter) https://x.com/**** Get In Touch With Decision Makers
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FAQs – American Life Insurance Company

Can third-party insurance cover passengers?

Yes, in most cases, third-party insurance covers passengers in the affected vehicle if the insured is at fault. However, coverage depends on local laws and policy terms, so it’s best to check with the insurer.


What types of risks are typically covered under facultative reinsurance?

Facultative reinsurance is often used for large, unique, or high-risk policies, such as aviation, marine, energy, infrastructure projects, and high-value property insurance.


Are on-demand insurance policies customizable?

Yes, on-demand insurance policies are typically customizable, allowing you to choose the coverage amount, duration, and specific types of risks you want to be covered for.


What happens if insurable interest does not exist?

If an insurance policy is taken out without valid insurable interest, the policy is considered void and unenforceable. Any claim made under such a policy would be denied, and in some cases, legal action could be taken against the policyholder for fraudulent intent.


Does my credit card travel insurance include emergency evacuation?

Some premium credit cards offer travel insurance with emergency evacuation benefits, but coverage limits are often lower than standalone travel insurance policies.


Does public health insurance cover dental and vision care?

Coverage for dental and vision services varies. Some programs offer basic coverage for children, emergency dental care, or annual eye exams, while others exclude these services. Individuals may need to purchase supplemental insurance or pay out-of-pocket for routine dental and vision care.


Can liability insurance cover accidents at my business?

Yes, business liability insurance covers accidents occurring at your business, such as customer injuries or property damage caused by employees. It helps pay for medical bills, legal fees, and settlements.


Is ACV used for car insurance claims?

Yes, ACV is commonly used in auto insurance to determine a vehicle’s value at the time of loss, factoring in depreciation, mileage, and prior damage.


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