Logo
P

PGIA Insurance

Insurance, United States, New York, New York City

Providing comprehensive insurance solutions with a focus on risk management and financial protection, setting us apart in the industry.

About PGIA Insurance

-

Basics

Type
-
Founded
-
Total Employees
-
Employees on Linkedin
-
Employees on OWCareers
-
Main Office
United States of America, New York state
Official Website
http://www.pgiainsurance.com
Location Address Official Phone Email
United States of America, New York state United States, New York, New York City **** ****
LinkedIn https://linkedin.com/company/**** Get In Touch With Decision Makers
Facebook https://facebook.com/**** Get In Touch With Decision Makers
Instagram https://instagram.com/**** Get In Touch With Decision Makers
X (Twitter) https://x.com/**** Get In Touch With Decision Makers
YouTube https://youtube.com/**** Get In Touch With Decision Makers

FAQs – PGIA Insurance

Why would a business be considered high-risk for standard insurers?

Businesses may be classified as high-risk due to factors such as their industry type, claims history, hazardous operations, lack of prior insurance, or operating in a catastrophe-prone area. These risks make it difficult to secure coverage from traditional insurers.


How does big data help in fraud detection?

Machine learning algorithms analyze customer data, claim histories, and transaction patterns to identify anomalies and detect potential fraudulent claims in real time.


When does subrogation apply in auto insurance claims?

Subrogation applies in auto insurance when an insurer pays for vehicle repairs, medical bills, or other damages and then seeks reimbursement from the at-fault driver’s insurance company. This helps the insurer recover its expenses while protecting the policyholder from financial loss.


What types of transportation are covered under emergency evacuation insurance?

Coverage typically includes ground ambulances, air ambulances, helicopter evacuations, and commercial flights with medical escort services, depending on the severity of the emergency and availability of transportation.


What are common exclusions in treaty reinsurance agreements?

Common exclusions include war risks, nuclear hazards, fraudulent claims, policyholder misconduct, and specific high-risk industries or regions.


How can I avoid a lapse in my insurance policy?

To avoid a lapse, ensure that premiums are paid on time. Setting up automatic payments, reminders, or paying multiple months in advance can help ensure the policy remains in force. Additionally, regular communication with your insurer about payment status can help avoid confusion.


What is a regulatory compliance requirement?

Regulatory compliance refers to the process by which businesses and individuals adhere to laws, regulations, and guidelines set by government authorities to ensure lawful and ethical operations.


Can a company insure a key employee under insurable interest?

Yes, companies can take out "key person" insurance on employees whose skills or expertise are crucial to business operations and profitability.


Comprehensive Market Research

Get in-depth market research for Insurance companies in United States, New York, New York City. Our experts analyze trends, gather valuable insights, and identify key opportunities to drive your business growth.