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Getley Paulsen General Insurance Services

Insurance, Australia, New South Wales, Sydney

Getley Paulsen General Insurance Services offers expert risk management solutions for businesses and individuals, ensuring peace of mind and financial protection.

About Getley Paulsen General Insurance Services

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Basics

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Founded
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Total Employees
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Employees on Linkedin
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Employees on OWCareers
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Main Office
Australia, New South Wales, Sydney
Official Website
http://www.getleypaulsen.com.au
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FAQs – Getley Paulsen General Insurance Services

Can I get insurance coverage for my gig work from the platform I use (e.g., Uber, Fiverr)?

Some gig platforms offer limited insurance coverage while you're working on their platform, but it may not cover all risks. It’s a good idea to supplement this with personal coverage.


What is moral hazard in insurance risk management?

Moral hazard occurs when an insured party takes greater risks or behaves irresponsibly because they have insurance coverage, increasing the likelihood of claims.


What does business interruption insurance not cover?

It generally does not cover losses from viruses, pandemics, floods, earthquakes, or damage from uncovered perils unless added as endorsements.


Do dental and vision insurance policies have waiting periods?

Yes, many dental and vision insurance plans impose waiting periods, particularly for major procedures like root canals or glasses. Basic preventive care (such as cleanings and exams) may be covered immediately, while more expensive treatments may require a waiting period of 6 to 12 months.


How does insurable interest work in business insurance?

In business insurance, insurable interest exists when the business owner has a financial interest in assets, inventory, or employees. For example, a company has insurable interest in its building, equipment, and key personnel.


What is claims management in insurance?

Claims management is the process of handling insurance claims efficiently, ensuring policyholders receive fair compensation while preventing fraud.


How does the Health Insurance Portability and Accountability Act (HIPAA) protect consumers?

HIPAA ensures privacy of health information, restricts insurers from denying coverage due to pre-existing conditions (before the ACA), and allows job-switching employees to maintain continuous health coverage without excessive waiting periods.


Who needs professional liability insurance?

Professionals such as consultants, lawyers, doctors, accountants, real estate agents, and IT professionals need this coverage to protect against claims of errors or malpractice.


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