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Get in-depth market research for Insurance companies in United Kingdom, England, London. Our experts analyze trends, gather valuable insights, and identify key opportunities to drive your business growth.
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Generally, insurers cannot add endorsements without notifying the policyholder. However, certain policy changes, such as regulatory updates, may be applied automatically. It's important to review policy updates carefully to understand any changes.
Big Data refers to large volumes of data that can be analyzed to uncover patterns, trends, and associations. In insurance, it allows for better risk assessment, pricing, and customer insights.
No, once you pay a deductible on a covered claim, it is non-refundable, even if the total claim cost is low.
Some policies offer coverage for pre-existing conditions, but they usually require a waiver or additional premium. It’s important to disclose medical history honestly, as failure to do so can result in claim denial if a condition is excluded.
Yes, claims can be rejected if the policyholder was not at fault, the claim lacks sufficient evidence, or the incident falls outside the policy’s coverage terms.
APL is a feature in some life insurance policies where overdue premiums are automatically paid using the policy’s cash value to prevent lapse.
An arbitration agreement is a contract where parties agree to resolve disputes through arbitration rather than court litigation. This alternative dispute resolution method is often faster and less expensive than traditional legal proceedings.
Life insurance does not strictly follow the indemnity principle because it pays a fixed sum, rather than compensating for a specific financial loss.
Get in-depth market research for Insurance companies in United Kingdom, England, London. Our experts analyze trends, gather valuable insights, and identify key opportunities to drive your business growth.