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American Fidelity Assurance Company

Insurance, United States, Oklahoma, Oklahoma City

Providing innovative insurance solutions for employees and employers, American Fidelity stands out with personalized service and a commitment to financial security.

About American Fidelity Assurance Company

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Basics

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Founded
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Total Employees
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Employees on Linkedin
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Employees on OWCareers
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Main Office
United States of America, Oklahoma state
Official Website
http://www.americanfidelity.com
Location Address Official Phone Email
United States of America, Oklahoma state United States, Oklahoma, Oklahoma City **** ****
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FAQs – American Fidelity Assurance Company

Is the Surrender Value taxable?

Yes, the surrender value may be subject to tax depending on the country’s tax laws. In many cases, if the policy is surrendered before the maturity date and the amount exceeds the premiums paid, the excess value may be taxable as income.


How is E&S insurance regulated?

E&S insurers are regulated differently from standard carriers; they operate under surplus lines laws, which allow them to provide coverage without adhering to all state-imposed rate and form regulations.


How will big data shape the future of the insurance industry?

Big data will drive personalized policies, real-time risk monitoring, fraud prevention, AI-driven underwriting, and faster digital claims processing.


How long does the subrogation process take?

The length of the subrogation process varies depending on the complexity of the case and the cooperation of all parties involved. It can take anywhere from a few months to several years, depending on whether there are legal disputes or negotiations between the insurers.


Does trip cancellation insurance cover missed flights?

Trip cancellation insurance does not typically cover missed flights due to delays or other issues. However, a separate travel delay or missed connection insurance can cover costs associated with missed flights due to covered reasons like weather or mechanical issues.


What should I consider before buying Variable Life Insurance?

Consider your risk tolerance, investment knowledge, long-term financial goals, policy fees, and insurer reputation. Understanding how investment options work and their potential impact on cash value and premiums is crucial before purchasing a Variable Life policy.


What is on-demand insurance, and how does it work?

On-demand insurance allows customers to purchase short-term coverage instantly via mobile apps. It is ideal for temporary needs, such as travel, renting a car, or covering specific items. Policies are flexible, often priced based on real-time risk factors.


What is a legal precedent?

A legal precedent refers to a previous court decision that serves as a reference for deciding future cases with similar issues, ensuring consistency and fairness in legal rulings.


Comprehensive Market Research

Get in-depth market research for Insurance companies in United States, Oklahoma, Oklahoma City. Our experts analyze trends, gather valuable insights, and identify key opportunities to drive your business growth.