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Get in-depth market research for Insurance companies in Canada, Ontario, Toronto. Our experts analyze trends, gather valuable insights, and identify key opportunities to drive your business growth.
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Yes, many indemnity insurance policies include coverage for legal costs associated with defending claims. Professional indemnity and liability policies often cover attorney fees, court costs, and settlement expenses, helping policyholders mitigate financial burdens from lawsuits.
Most policies have an elimination period of 7 to 14 days before benefits begin. This waiting period varies depending on the policy and the reason for disability.
Some insurers offer simplified or guaranteed issue policies, which may not require full underwriting. These policies typically have higher premiums and coverage limitations due to the lack of thorough risk assessment.
No, liability insurance does not cover injuries sustained by employees. Instead, workers' compensation insurance is typically used for employee injuries. However, employers' liability coverage may be included in some general liability policies.
Parametric insurance is gaining popularity due to its quick, data-driven payouts based on predefined triggers, making it ideal for climate-related risks, business interruptions, and disaster relief.
The WTO promotes fair competition in the global insurance market by regulating trade restrictions and market access for insurers.
Many policies cover cyber incidents caused by malicious insiders or employee negligence, such as accidental data exposure or weak password management. However, coverage limits and exclusions may apply.
Public health insurance often includes out-of-pocket costs like co-pays, deductibles, and prescription fees. These vary based on the country, program, and specific treatment or services received.
Get in-depth market research for Insurance companies in Canada, Ontario, Toronto. Our experts analyze trends, gather valuable insights, and identify key opportunities to drive your business growth.