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Get in-depth market research for Insurance companies in Canada, Ontario, Toronto. Our experts analyze trends, gather valuable insights, and identify key opportunities to drive your business growth.
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Some policies provide limited coverage for acute mental health emergencies, such as hospitalization due to severe psychiatric episodes. However, ongoing treatments for conditions like anxiety and depression are typically not covered. Always check specific policy details before purchase.
If the sum assured is insufficient, policyholders can purchase additional life insurance policies, opt for riders, or choose policies with increasing coverage to ensure adequate financial security for dependents.
E&S insurance provides tailored coverage for unique risks, flexibility in underwriting, and access to policies unavailable in the standard insurance market.
A no-claim bonus (NCB) is a reward given to policyholders for not filing any claims during a policy period. Common in auto and health insurance, NCB can result in premium discounts for subsequent years. Accumulating NCB over multiple years can lead to significant savings on renewal premiums.
If you're found liable for an accident or damage, your liability coverage will pay for damages up to the policy limit. If someone else is liable, their insurance may cover your losses.
Yes, most travel insurance policies with emergency evacuation coverage include repatriation, which means being transported back to your home country if necessary for further treatment.
In most Universal Life policies, the insurer only pays the death benefit, and the cash value reverts to the company unless the policy includes an option that allows the cash value to be paid to beneficiaries.
Insurtech companies complement traditional insurers by enhancing efficiency, but they are not replacing them. Many established insurers partner with Insurtech startups to integrate new technologies into their operations.
Get in-depth market research for Insurance companies in Canada, Ontario, Toronto. Our experts analyze trends, gather valuable insights, and identify key opportunities to drive your business growth.