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My Insurance Broker

Insurance, Canada, Ontario, Toronto

My Insurance Broker - Your trusted partner for all your insurance needs. Providing personalized service and expert advice to protect what matters most.

About My Insurance Broker

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Careers at My Insurance Broker

Join us at My Insurance Broker and be part of a dynamic team dedicated to helping clients navigate the complex world of insurance. We are always looking for talented individuals who share our passion for exceptional service.

Insurance Broker job at My Insurance Broker | Claims Adjuster job at My Insurance Broker | Underwriter job at My Insurance Broker | Account Manager job at My Insurance Broker | Customer Service Representative job at My Insurance Broker | Sales Executive job at My Insurance Broker | Risk Analyst job at My Insurance Broker | Actuary job at My Insurance Broker | Loss Control Specialist job at My Insurance Broker | Insurance Agent job at My Insurance Broker

Basics

Type

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Founded

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Total Employees

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Employees on Linkedin

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Employees on OWCareers

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Main Office

Canada, Ontario, Toronto

Official Website

http://www.myinsurancebroker.com

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FAQs – My Insurance Broker

Does comprehensive coverage cover personal injuries in accidents?

No, comprehensive coverage typically does not cover personal injury. Personal injury protection (PIP) or health insurance is needed for medical expenses resulting from accidents.

What is the difference between CPCU and other insurance designations?

The CPCU focuses on property-casualty insurance, while other designations, such as CLU (life insurance) or CIC (commercial insurance), specialize in different areas of the industry.

What is the impact of interest rates on actuarial calculations?

Interest rates affect discounting of future claims and reserves. When rates are high, insurers can invest premiums at better returns, reducing reserve requirements. Low interest rates increase reserve burdens, requiring more conservative pricing and investment strategies to maintain profitability.

Does business liability insurance cover cyberattacks?

No, general liability does not cover cyber risks. Businesses need cyber liability insurance to protect against data breaches, hacking, or cyber extortion incidents.

What types of insurance policies commonly involve subrogation?

Subrogation is common in auto, property, health, and workers’ compensation insurance, where third-party liability may be a factor in a claim.

What is the impact of depreciation on indemnity claims?

Depreciation reduces the amount paid under an indemnity claim when the Actual Cash Value (ACV) method is used. Instead of replacing the item at full cost, insurers subtract depreciation, reflecting the wear and tear over time, unless the policy covers replacement cost value (RCV).

What is the difference between comprehensive and third-party insurance?

Comprehensive insurance covers damages to both the insured party and third parties, while third-party insurance only covers liabilities to others and is often legally mandated.

What happens if I miss the premium payment within the grace period?

If you miss a payment within the grace period, your coverage typically remains intact, but late fees may apply.