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Bund der Versicherten

Insurance, Germany, Berlin

Empowering consumers in the insurance industry with expert advice and advocacy for fair policies and protection.

About Bund der Versicherten

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Basics

Type
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Founded
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Total Employees
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Employees on Linkedin
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Employees on OWCareers
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Main Office
Germany
Official Website
http://www.bundderversicherten.de
Location Address Official Phone Email
Germany Germany, Berlin **** ****
LinkedIn https://linkedin.com/company/**** Get In Touch With Decision Makers
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Instagram https://instagram.com/**** Get In Touch With Decision Makers
X (Twitter) https://x.com/**** Get In Touch With Decision Makers
YouTube https://youtube.com/**** Get In Touch With Decision Makers

FAQs – Bund der Versicherten

Are pandemics and epidemics covered by insurance?

Many standard insurance policies exclude pandemics or epidemics, particularly travel and business interruption insurance. However, some insurers provide specific coverage options for pandemic-related losses, but they may come with higher premiums and strict conditions.


What types of on-demand insurance are available?

Types of on-demand insurance include car insurance, travel insurance, health insurance, pet insurance, event insurance, and rental property insurance, all tailored to specific needs and durations.


What happens if an indemnity claim is denied?

If an indemnity claim is denied, the policyholder can review the insurer’s reasons for denial and appeal the decision if applicable. They may need to provide additional documentation, clarify policy interpretations, or seek legal assistance if the denial seems unjustified.


Can I receive short-term disability benefits while on workers' compensation?

No, short-term disability does not cover work-related injuries or illnesses. Workers' compensation provides benefits for job-related conditions, while short-term disability covers non-work-related disabilities.


What is the cash value component of universal life insurance?

The cash value is a savings-like portion of the policy that accumulates over time, earning interest or investment returns depending on the policy type.


How do I file a liability insurance claim?

To file a claim, you need to contact your insurance provider, provide details of the incident (including any injuries, damages, or involved parties), and submit required documentation. The insurer will then assess the situation and determine coverage based on your policy.


What is the impact of digital-only insurance providers?

Digital insurers use technology to offer faster, more affordable policies with minimal paperwork, often relying on AI, mobile apps, and automation to enhance the customer experience.


What are NAIC model laws and regulations?

These are standardized regulatory frameworks that states can adopt or modify to ensure consistency in insurance laws across jurisdictions.


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