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GDV - German Insurance Association

Insurance, Germany, Berlin

Leading the way in insurance regulation and advocacy, GDV ensures a secure future for the German insurance industry through expert risk management and legal services.

About GDV - German Insurance Association

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Basics

Type
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Founded
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Total Employees
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Employees on Linkedin
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Employees on OWCareers
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Main Office
Germany
Official Website
http://www.gdv.de
Location Address Official Phone Email
Germany Germany, Berlin **** ****
LinkedIn https://linkedin.com/company/**** Get In Touch With Decision Makers
Facebook https://facebook.com/**** Get In Touch With Decision Makers
Instagram https://instagram.com/**** Get In Touch With Decision Makers
X (Twitter) https://x.com/**** Get In Touch With Decision Makers
YouTube https://youtube.com/**** Get In Touch With Decision Makers

FAQs – GDV - German Insurance Association

Does Medicaid cover dental and vision care?

Medicaid dental and vision coverage varies by state. While children receive comprehensive dental and vision benefits under the Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) program, adult benefits differ. Some states offer limited or full dental and vision coverage, while others do not.


How can individuals reduce moral hazard in their own behavior?

Individuals can reduce moral hazard by acting responsibly, maintaining assets, avoiding excessive risks, and only making legitimate claims. Understanding the long-term impact of claims and higher premiums also encourages better decision-making.


How does AI impact customer experience in insurance underwriting?

AI improves customer experience by enabling faster policy approvals, personalized pricing, seamless claims processing, proactive risk management, and enhanced communication through chatbots and virtual assistants.


What is The Institutes, and how are they related to CPCU?

The Institutes is the organization that administers the CPCU designation and other insurance education programs. They develop study materials, conduct exams, and oversee the CPCU Society, which offers ongoing professional development. The Institutes also provide various other certifications and designations for insurance professionals seeking to expand their expertise.


Can Marine Liability Insurance cover pollution fines and penalties?

Yes, some Marine Liability policies cover pollution fines and penalties imposed due to environmental damage caused by the insured vessel. However, these fines often depend on local or international regulations.


Does collision insurance cover damage from a single-car accident?

Yes, it covers damage from incidents like rolling over, hitting a tree, or crashing into a barrier.


What are the different RBC action levels?

RBC has several action levels, including: (1) Company Action Level (150%-200%) – Insurer must submit a financial plan. (2) Regulatory Action Level (100%-150%) – Regulator intervention increases. (3) Authorized Control Level (70%-100%) – Regulator has discretionary authority. (4) Mandatory Control Level (<70%) – Regulator takes full control to protect policyholders.


Where can consumers seek help if they experience insurance-related issues?

Consumers can contact state insurance regulators, consumer protection agencies, insurance ombudsman offices, or legal professionals to report violations and seek assistance in resolving disputes.


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