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Biological hazards, such as bacteria, viruses, and fungi, can be controlled by implementing hygiene practices, using personal protective equipment (PPE), proper sanitation, and vaccination programs, all of which reduce exposure and risk of infection.
An insurance policy is a legally binding contract between the insurer and policyholder, outlining coverage details, exclusions, terms, and conditions of the insurance agreement.
IRDAI ensures that all insurance products meet industry standards, are beneficial for policyholders, and do not contain unfair terms. Insurers must get IRDAI’s approval before launching new policies in the market.
Routine Care may cover spaying or neutering in some plans, but this is not always included. Check with your insurer to see if these procedures are part of your Routine Care coverage or if they require a separate policy.
If the policy expires and no claim is made, coverage ends, and no benefits are paid unless the policy has a return-of-premium feature.
If you sell your car and do not immediately buy a new one, you can retain your NCB for up to three years by obtaining an NCB retention certificate. When you purchase a new vehicle, you can use this certificate to apply the same NCB discount to your new policy.
Chatbots collect customer information, answer queries, pre-screen applicants, and provide instant risk assessments, streamlining the application process and enhancing user experience.
The SOA offers designations such as Associate of the Society of Actuaries (ASA), Fellow of the Society of Actuaries (FSA), and Chartered Enterprise Risk Analyst (CERA).
Get in-depth market research for Insurance companies in India, Maharashtra, Mumbai. Our experts analyze trends, gather valuable insights, and identify key opportunities to drive your business growth.