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Hilb Group

Insurance, India, Maharashtra, Mumbai

Innovative insurance solutions for businesses and individuals, with a focus on risk management and employee benefits. Trust Hilb Group for all your insurance needs.

About Hilb Group

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Basics

Type
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Founded
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Total Employees
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Employees on Linkedin
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Employees on OWCareers
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Main Office
India, Maharashtra, Mumbai
Official Website
http://www.hilbgroup-in.com
Location Address Official Phone Email
India, Maharashtra, Mumbai 123 Main Street, Mumbai, Maharashtra, India **** ****
LinkedIn https://linkedin.com/company/**** Get In Touch With Decision Makers
Facebook https://facebook.com/**** Get In Touch With Decision Makers
Instagram https://instagram.com/**** Get In Touch With Decision Makers
X (Twitter) https://x.com/**** Get In Touch With Decision Makers
YouTube https://youtube.com/**** Get In Touch With Decision Makers

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FAQs – Hilb Group

Can the limit of liability be increased after purchasing a policy?

In many cases, policyholders can increase their limits by purchasing endorsements or an umbrella policy. However, increasing the limit may require additional underwriting, and the insurer may assess new risk factors before approving the change.


What does the future of insurance technology look like?

The future of insurance includes AI-driven automation, blockchain-based claims processing, deeper IoT integration, climate-focused policies, and more personalized, data-driven insurance solutions for consumers and businesses.


How does the NAIC interact with federal regulators?

The NAIC collaborates with federal agencies like the Treasury and SEC to align insurance regulations with national financial policies.


How does cyber insurance assist in ransomware incident response?

Policies often cover expert services like forensic investigations, negotiation with attackers, regulatory compliance, public relations, and legal support. Quick response helps minimize damage and restore operations.


What happens if I don’t get a referral before seeing a specialist?

Without a referral from your PCP, most HMO plans will not cover specialist visits, meaning you may have to pay the full cost out of pocket.


How do I estimate my home’s replacement cost?

You can use online calculators, professional appraisers, or consult your insurance provider for an accurate estimate.


Can an insurer have a 100% Claim Settlement Ratio?

A 100% CSR is rare, as some claims may always get rejected due to fraud, non-disclosure, or missing documents. If an insurer consistently reports 100% CSR, it is advisable to review its claim assessment policies carefully.


Can TPAs refuse to process a claim?

TPAs cannot refuse to process claims. However, they may reject claims that do not meet the insurer's policy terms or conditions. In such cases, the policyholder can appeal to the insurer.


Comprehensive Market Research

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