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D&E Insurance Group

Insurance, United States, Texas, Dallas

Providing comprehensive insurance solutions and financial planning services to protect individuals and businesses with personalized care and expertise.

About D&E Insurance Group

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Basics

Type
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Founded
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Total Employees
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Employees on Linkedin
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Employees on OWCareers
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Main Office
United States of America, Texas state
Official Website
http://www.dandeinsurancegroup.com
Location Address Official Phone Email
United States of America, Texas state United States, Texas, Dallas **** ****
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FAQs – D&E Insurance Group

Can insurable interest change over time?

Yes, insurable interest can change due to factors such as ownership transfers, business changes, divorces, or financial shifts. If insurable interest no longer exists at the time of a claim (for property insurance), the insurer may deny coverage.


What is short-term disability insurance?

Short-term disability insurance provides income replacement if you are unable to work due to a temporary illness, injury, or medical condition not related to work.


What are the disadvantages of an HMO plan?

The main drawbacks include restricted provider networks, the need for referrals to see specialists, and limited coverage for out-of-network care (except in emergencies). If you prefer choosing your own doctors without restrictions, an HMO may not be the best choice for you.


Can a business owner be sued even with liability insurance?

Yes, having liability insurance does not prevent lawsuits, but it helps cover legal costs and damages if a business owner is found liable. Without coverage, the owner would have to pay expenses out-of-pocket.


How does ACV work for electronics like TVs or laptops?

ACV considers the device’s age, wear, and market trends. Since electronics depreciate quickly, payouts may be significantly lower than the original purchase price.


What types of insurance can brokers help with?

Insurance brokers can assist with a wide range of insurance types, including auto, home, life, health, business, professional liability, travel, and specialty insurance policies. They analyze risk factors and recommend policies tailored to an individual’s or business’s needs.


How do I file a marine cargo insurance claim?

Notify the insurer immediately, gather required documents (invoice, bill of lading, damage report, photos), submit a claim form, and cooperate with any inspection or investigation.


Does Medicare cover dental and vision care?

Original Medicare does not cover routine dental and vision care, but some Medicare Advantage plans offer these additional benefits.


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