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Capson

Insurance, USA, Texas, Dallas

Capson provides innovative insurance solutions for professionals, with a focus on risk management and specialized coverage options to protect businesses and individuals.

About Capson

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Basics

Type
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Founded
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Total Employees
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Employees on Linkedin
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Employees on OWCareers
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Main Office
United States of America, Texas state
Official Website
http://www.capson.com
Location Address Official Phone Email
United States of America, Texas state USA, Texas, Dallas **** ****
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FAQs – Capson

Can I change my premium payment schedule?

Yes, you can often adjust your payment schedule (monthly, quarterly, or annually) by contacting your insurance provider, depending on the terms of your policy.


Can I file multiple claims under the same policy?

Yes, policyholders can file multiple claims, but excessive claims may lead to higher premiums, policy restrictions, or even policy cancellation by the insurer.


What is an independent insurance agent?

An independent agent represents multiple insurance companies, offering clients more choices in coverage and pricing.


What trends are shaping the future of facultative reinsurance?

Trends include increased use of data analytics and artificial intelligence for underwriting, growth in cyber and climate-related risks, digital platforms for placement, and greater demand for customized facultative solutions as risks become more complex.


What is not covered by flood insurance?

Flood insurance does not cover temporary housing costs, landscaping, cash, precious metals, or damage caused by moisture, mildew, or mold not related to flooding.


How does a waiting period affect maternity coverage?

Many health insurance policies require a waiting period before maternity benefits apply, often ranging from 9 to 12 months.


When is facultative reinsurance typically used?

Facultative reinsurance is often used for high-value, complex, or non-standard risks that are beyond the usual limits of the ceding insurer’s treaty reinsurance arrangements. Examples include large industrial properties, aviation, or high-risk liability policies.


Can on-demand insurance cover high-value assets like luxury cars?

Some on-demand insurance providers offer coverage for high-value assets like luxury cars, but the coverage may be limited or specialized. It’s important to check the terms and limits before purchasing.


Comprehensive Market Research

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