Logo
E

Embree Insurance Agency

Insurance, United States, Texas, San Antonio

Protecting what matters most with personalized insurance solutions and exceptional customer service.

About Embree Insurance Agency

-

Basics

Type
-
Founded
-
Total Employees
-
Employees on Linkedin
-
Employees on OWCareers
-
Main Office
United States of America, Texas state
Official Website
http://www.embreeins.com
Location Address Official Phone Email
United States of America, Texas state 123 Main Street, San Antonio, TX **** ****
LinkedIn https://linkedin.com/company/**** Get In Touch With Decision Makers
Facebook https://facebook.com/**** Get In Touch With Decision Makers
Instagram https://instagram.com/**** Get In Touch With Decision Makers
X (Twitter) https://x.com/**** Get In Touch With Decision Makers
YouTube https://youtube.com/**** Get In Touch With Decision Makers

FAQs – Embree Insurance Agency

Does the policyholder need to notify the insurer of changes in personal information?

Yes, it is important for the policyholder to update the insurer about changes in personal information such as address, marital status, or changes in health, as these can affect the policy's terms and coverage.


What happens if a reinsurer defaults on its obligations?

If a reinsurer defaults, the ceding company remains responsible for paying claims to policyholders. This risk is mitigated through credit ratings, collateralized reinsurance, and regulatory oversight of reinsurers.


Why do insurance companies need reinsurance?

Insurers use reinsurance to manage large claims, diversify risk exposure, improve financial stability, and meet regulatory solvency requirements.


What is a commutation clause in treaty reinsurance?

A commutation clause allows both parties to settle future liabilities under a treaty reinsurance agreement at a predetermined amount. It helps close outstanding claims and reduce long-term administrative costs.


Does homeowners insurance liability cover injuries caused by pets?

Yes, homeowners insurance liability coverage may cover injuries caused by pets, such as dog bites. However, some policies may exclude certain high-risk breeds, so it’s important to review the policy.


How is the premium for third-party insurance determined?

Premiums are based on factors such as vehicle type, age, engine capacity, accident history, and government regulations in some regions.


What are insurance policy exclusions?

Insurance exclusions are specific conditions, risks, or events that an insurance policy does not cover. These exclusions help insurers manage risk and keep premiums affordable. Policyholders must read their documents carefully to understand what is excluded before making a claim.


Will my premiums increase if I drive poorly under UBI?

Yes, if your driving habits are deemed risky, such as frequent hard braking or speeding, your premiums may increase as insurers adjust your rates based on your behavior.


Comprehensive Market Research

Get in-depth market research for Insurance companies in United States, Texas, San Antonio. Our experts analyze trends, gather valuable insights, and identify key opportunities to drive your business growth.