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Florida Blue

Health Insurance, United States, Florida, Jacksonville

Florida Blue provides affordable health coverage and personalized wellness programs, setting the standard for innovative telemedicine services in the insurance industry.

About Florida Blue

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Basics

Type
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Founded
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Total Employees
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Employees on Linkedin
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Employees on OWCareers
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Main Office
United States of America, Florida state
Official Website
http://www.floridablue.com
Location Address Official Phone Email
United States of America, Florida state United States, Florida, Jacksonville **** ****
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FAQs – Florida Blue

How does insurable interest work in marine insurance?

In marine insurance, insurable interest exists if the policyholder would suffer a financial loss due to cargo damage, ship loss, or freight non-delivery. Insurable interest must exist at the time of loss for the policyholder to claim compensation.


How does short-term disability insurance work?

If you become temporarily disabled, this policy pays a portion of your salary for a specific period, usually a few weeks to several months, depending on your policy.


Do HMOs cover emergency care?

Yes, HMOs cover emergency services even if they are received outside the network. However, what qualifies as an emergency is determined by the insurance provider. If the situation is not deemed an emergency, the member may be responsible for the full cost of care received outside the network.


How do I file a liability insurance claim?

To file a liability claim, report the incident to your insurer as soon as possible. Provide necessary details, including witness statements, photos, and relevant documents. Your insurer will investigate and determine coverage and settlement options.


Is ACV or RCV better for renters insurance?

ACV policies are cheaper but provide less reimbursement. RCV policies cost more but ensure you receive enough to replace damaged or stolen items.


How do I choose a good insurance broker?

When selecting an insurance broker, consider their qualifications, experience, reputation, and customer reviews. Ensure they are licensed in your region and have expertise in the type of insurance you need. A good broker should be transparent, knowledgeable, and responsive to your concerns.


Is marine cargo insurance mandatory?

It is not legally required but is highly recommended, especially for international trade. Some contracts, lenders, or shipping agreements may require marine cargo insurance for financial protection.


What happens if I miss my Medicare enrollment period?

If you miss your enrollment period, you may face late penalties and have to wait for the General Enrollment Period to sign up.


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