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DiCapua Insurance Group

Insurance, United States, Florida, Miami

Providing tailored insurance solutions for individuals and businesses, DiCapua Insurance Group stands out with personalized service and expert risk management.

About DiCapua Insurance Group

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Basics

Type
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Founded
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Total Employees
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Employees on Linkedin
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Employees on OWCareers
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Main Office
United States of America, Florida state
Official Website
http://www.dicapuainsurancegroup.com
Location Address Official Phone Email
United States of America, Florida state United States, Florida, Miami **** ****
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FAQs – DiCapua Insurance Group

Can I get a refund if I cancel my travel insurance policy?

Many insurers allow refunds within a "free look" period (usually 10–15 days after purchase), as long as you haven’t started your trip or filed a claim. After this period, refunds are generally not available.


When can I surrender my life insurance policy?

Most life insurance policies allow surrender after a minimum lock-in period, often between 2 to 5 years. Surrendering before this period may result in little to no payout due to high initial charges.


Do E&S insurers provide coverage for personal insurance needs?

Yes, E&S insurers can cover personal assets like high-value homes, exotic cars, art collections, yachts, and other unique personal property that standard insurers may decline.


What is long-term care insurance?

Long-term care insurance helps cover the costs of extended medical care, such as nursing homes, assisted living, and in-home care. This is especially useful for elderly individuals or those with chronic illnesses who need ongoing support that standard health insurance or Medicare may not fully cover.


Why do insurance companies use subrogation?

Insurance companies use subrogation to recover claim costs, helping keep premiums lower for policyholders. Without subrogation, insurers would bear the full cost of claims caused by third parties.


Does travel insurance with emergency evacuation cover COVID-19-related emergencies?

Many policies now include coverage for COVID-19-related emergencies, such as hospitalization and evacuation, though coverage details may vary by insurer and region.


Can I change my investment allocations?

Yes, policyholders can reallocate their investments among available sub-accounts at any time. This flexibility allows you to adjust based on market conditions or changes in your financial goals. Some policies may limit how frequently changes can be made.


How long is the grace period before a policy lapses?

The grace period varies by policy type and insurer but is usually between 15 to 30 days for health and life insurance policies, allowing the policyholder to make late payments.


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