Logo
F

First Benefits

Insurance, United States, Florida, Miami

First Benefits provides comprehensive insurance solutions for individuals and businesses, specializing in employee benefits and retirement planning.

About First Benefits

-

Basics

Type
-
Founded
-
Total Employees
-
Employees on Linkedin
-
Employees on OWCareers
-
Main Office
United States of America, Florida state
Official Website
http://www.firstbenefits.org
Location Address Official Phone Email
United States of America, Florida state United States, Florida, Miami **** ****
LinkedIn https://linkedin.com/company/**** Get In Touch With Decision Makers
Facebook https://facebook.com/**** Get In Touch With Decision Makers
Instagram https://instagram.com/**** Get In Touch With Decision Makers
X (Twitter) https://x.com/**** Get In Touch With Decision Makers
YouTube https://youtube.com/**** Get In Touch With Decision Makers

FAQs – First Benefits

Does travel insurance cover airline cancellations?

If an airline cancels your flight, the airline should provide refunds or rebooking. Trip cancellation insurance may cover additional costs, such as non-refundable hotels or tours, if your flight cancellation is due to a covered reason beyond the airline’s responsibility.


Do underwriters consider my credit score?

Yes, underwriters often review an applicant’s credit score, especially in property and auto insurance. A poor credit score can indicate financial instability and higher risk, potentially leading to higher premiums or a policy denial.


Does general liability insurance have a per-claim or per-policy limit?

General liability policies often have both per-occurrence and aggregate limits, defining maximum payouts per claim and total policy period coverage.


Why is ACV lower than the purchase price of an item?

ACV is lower than the original price because it accounts for depreciation over time. The longer an item has been used, the more its value decreases, resulting in a payout that reflects its current worth rather than its initial cost.


What is the role of the Financial Stability Board (FSB) in insurance regulation?

The FSB monitors global financial risks, promotes stability, and works with international bodies to improve insurance regulations and supervision.


Can I insure second-hand or used goods under Marine Cargo Insurance?

Yes, used or second-hand goods can be insured, but insurers may impose higher premiums and stricter conditions due to increased risks. A detailed inspection report or survey may be required before issuing a policy for used goods.


What types of services are typically covered by an HMO?

HMO plans usually cover doctor visits, hospital stays, emergency care, preventive care, prescription drugs, maternity care, mental health services, and rehabilitation services within the network.


How long does the No-Claim Bonus last?

The NCB typically lasts for a year and applies during the renewal of your policy. It is reassessed each time you renew your insurance.


Comprehensive Market Research

Get in-depth market research for Insurance companies in United States, Florida, Miami. Our experts analyze trends, gather valuable insights, and identify key opportunities to drive your business growth.