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Final Expense of America

Insurance, United States, Florida, Tampa

Providing peace of mind and financial security through final expense insurance and funeral planning services, Final Expense of America is your trusted partner in preparing for the future.

About Final Expense of America

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Basics

Type
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Founded
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Total Employees
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Employees on Linkedin
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Employees on OWCareers
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Main Office
United States of America, Florida state
Official Website
http://www.finalexpenseofamerica.com
Location Address Official Phone Email
United States of America, Florida state United States, Florida, Tampa **** ****
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FAQs – Final Expense of America

Does Medicaid cover nursing home or long-term care?

Yes, Medicaid covers long-term care services, including nursing home care and home-based care for eligible individuals. Each state has its own requirements, and some may have waitlists for home-based services under Medicaid waiver programs.


Do health insurance premiums count toward the out-of-pocket maximum?

No, monthly premiums are separate from the out-of-pocket maximum and must be paid regardless of whether the limit has been reached.


What is a per capita beneficiary designation?

Per capita means that benefits are divided equally among surviving beneficiaries, without passing shares to the deceased beneficiary’s heirs.


What benefits do SOA members receive?

SOA members gain access to exclusive research, networking events, professional development resources, actuarial job opportunities, industry publications, and discounted rates for SOA exams and conferences.


Is crop insurance mandatory in certain regions?

Crop insurance may be mandatory in some regions, particularly for farmers who participate in government subsidy programs. In these cases, farmers must obtain a minimum level of insurance coverage to be eligible for subsidies or support.


How do I file a business property insurance claim?

Start by documenting damages with photos, notifying your insurer, and providing necessary details, such as inventory records and repair estimates. An adjuster will assess the loss, and once approved, your insurer will compensate you based on your policy terms.


What is the role of RBC in mergers and acquisitions (M&A)?

RBC plays a critical role in M&A by helping assess an insurer’s financial health. Buyers and regulators analyze RBC ratios to ensure the acquiring company has sufficient capital to absorb the acquired entity’s risks.


How do policy exclusions impact coverage?

Exclusions define risks not covered, such as floods, earthquakes, wear and tear, or intentional damage, requiring separate policies or endorsements for protection.


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