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Bruno Diaz Insurance Agency

Insurance, United States, Florida, Miami

Protecting your assets with personalized insurance solutions. Trust Bruno Diaz Insurance Agency for peace of mind and exceptional service.

About Bruno Diaz Insurance Agency

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Basics

Type
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Founded
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Total Employees
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Employees on Linkedin
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Employees on OWCareers
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Main Office
United States of America, Florida state
Official Website
http://www.brunodiazinsurance.com
Location Address Official Phone Email
United States of America, Florida state United States, Florida, Miami **** ****
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FAQs – Bruno Diaz Insurance Agency

How can consumers check if an insurance firm is FCA regulated?

Consumers can verify an insurer’s FCA authorization using the FCA Register on the FCA’s website. This register lists authorized firms and individuals, helping consumers avoid unregulated or fraudulent companies.


What is the cost of Professional Liability Insurance?

The cost varies depending on the type of profession, level of risk, size of the business, coverage limits, and claims history. Typically, premiums range from hundreds to thousands of dollars annually.


Can I borrow against my whole life insurance policy?

Yes, policyholders can take a loan against the cash value, but unpaid loans reduce the death benefit for beneficiaries.


If I switch insurance plans mid-year, does my out-of-pocket maximum reset?

Yes, when you switch plans mid-year, your previous out-of-pocket expenses do not carry over. You will start over with a new deductible and out-of-pocket maximum under your new insurance plan. However, some employer-sponsored plans may offer transition benefits.


Can a minor be named as a beneficiary?

Yes, but since minors cannot legally manage funds, a legal guardian or trust must be appointed to oversee the benefit distribution until they reach the age of majority.


What types of insurance does Lloyd’s of London specialize in?

Lloyd’s insures high-risk and unique policies, including marine, aviation, cyber, catastrophe, fine art, and celebrity body parts.


Can a shipowner be held liable for passenger injuries?

Yes, shipowners are legally responsible for injuries suffered by passengers aboard their vessels. P&I insurance covers medical expenses, compensation claims, and legal defense costs arising from such incidents.


How does collision coverage differ from comprehensive coverage?

Collision coverage pays for damage caused by crashes, while comprehensive coverage protects against non-collision incidents like theft, vandalism, natural disasters, or hitting an animal.


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