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AMRISC Group

Insurance, United States, Florida, Tampa

AMRISC Group is a leading provider of insurance solutions for high-risk properties, offering specialized expertise in risk management and underwriting.

About AMRISC Group

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Join AMRISC Group to be part of a dynamic team that excels in providing innovative insurance solutions. We hire talented individuals who are passionate about risk management and underwriting.


Underwriter job at AMRISC Group | Claims Adjuster job at AMRISC Group | Risk Manager job at AMRISC Group | Reinsurance Specialist job at AMRISC Group | Loss Control Inspector job at AMRISC Group | Insurance Broker job at AMRISC Group

Basics

Type
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Founded
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Total Employees
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Employees on Linkedin
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Employees on OWCareers
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Main Office
United States of America, Florida state
Official Website
http://www.amriscgroup.com
Location Address Official Phone Email
United States of America, Florida state United States, Florida, Tampa **** ****
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FAQs – AMRISC Group

How does private flood insurance compare to NFIP policies?

Private flood insurance may offer higher coverage limits, lower premiums, and additional benefits like temporary living expenses. However, availability varies by location, and policies may have stricter underwriting requirements than NFIP policies.


Can a reinsurer deny a claim?

Yes, a reinsurer can deny a claim, but typically, a reinsurer only denies a claim under the terms specified in the reinsurance agreement. For example, if the primary insurer does not meet certain conditions or the loss does not fall within the scope of coverage, the reinsurer may not be obligated to pay. However, reinsurers generally work closely with insurers to resolve claims and minimize disputes.


Can I have comprehensive coverage without collision coverage?

Yes, you can choose comprehensive coverage alone, but many insurers offer both together for broader protection.


What types of natural disasters are covered under catastrophe insurance?

Coverage varies by policy but typically includes hurricanes, wildfires, tornadoes, earthquakes, floods, and hailstorms. Some events, such as floods and earthquakes, often require separate policies, as they are excluded from standard homeowners’ insurance.


What is the difference between a primary and contingent beneficiary?

A primary beneficiary is the first in line to receive benefits, while a contingent beneficiary receives them only if the primary beneficiary is deceased or unable to claim.


Does accident-only insurance cover poisoning?

Yes, most accident-only pet insurance plans cover poisoning if your pet ingests toxic substances like chocolate, household chemicals, or plants. The policy helps with costs related to emergency treatment, hospitalization, and medications needed to stabilize your pet after poisoning.


What are the main benefits of Universal Life Insurance?

The key benefits include flexible premium payments, adjustable death benefits, potential cash value accumulation, and investment opportunities. Policyholders can use the cash value to cover premiums, withdraw funds, or take loans while keeping the policy active.


What factors affect indemnity payouts?

Factors include policy limits, type of coverage, actual cash value, replacement cost, depreciation, exclusions, and whether the insured followed policy terms correctly.


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