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Accident de Parcours

Insurance, Canada, Quebec, Montreal

Accident de Parcours specializes in insurance claims for personal injury, vehicle accidents, and property damage. Trust us to navigate your path to recovery.

About Accident de Parcours

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Basics

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Founded
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Total Employees
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Employees on Linkedin
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Employees on OWCareers
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Main Office
Canada, Quebec, Montreal
Official Website
http://www.accidentdeparcours.ca
Location Address Official Phone Email
Canada, Quebec, Montreal Canada, Quebec, Montreal **** ****
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FAQs – Accident de Parcours

What does public liability insurance cover?

This insurance covers claims for bodily injuries, property damage, and legal costs arising from incidents caused by your business activities. It may also cover the cost of defending a lawsuit and compensation payments if your business is found liable for causing harm or damage.


Can I change my whole life policy later?

While whole life policies have fixed premiums and benefits, some allow adjustments through riders, cash value use, or conversion options. However, major changes often require canceling and replacing the policy.


How can I avoid using the grace period?

Set up automatic payments, schedule reminders, or pay in advance to avoid reliance on the grace period and maintain continuous coverage.


How can blockchain help in fraud prevention in insurance?

Blockchain prevents fraud by maintaining a shared and immutable record of policyholder history and claims. This prevents duplicate claims, false claims, and identity theft by ensuring that all data across insurers and regulators is verified and accurate.


What are policyholder rights under an insurance contract?

Policyholders have the right to fair treatment, timely claim settlement, access to policy documents, transparent pricing, complaint resolution mechanisms, and legal recourse in case of disputes.


Does employer liability insurance cover independent contractors?

No, independent contractors are not considered employees, so they typically need their own liability insurance for coverage.


Is comprehensive coverage mandatory?

No, comprehensive coverage is not legally required. However, lenders or leasing companies often require it for financed or leased vehicles. If you own your car outright, it is optional but highly recommended.


What should I do if a peril causes damage to my property?

Report the damage to your insurer immediately, document the loss with photos, prevent further damage if possible, and provide necessary documents to support your claim.


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