Logo
A

Assurances Bois

Insurance, Canada, Quebec, Montreal

Assurances Bois offers comprehensive insurance solutions with a personal touch, ensuring peace of mind for all your coverage needs.

About Assurances Bois

-

Basics

Type
-
Founded
-
Total Employees
-
Employees on Linkedin
-
Employees on OWCareers
-
Main Office
Canada, Quebec, Montreal
Official Website
http://www.assurancesbois.ca
Location Address Official Phone Email
Canada, Quebec, Montreal Canada, Quebec, Montreal **** ****
LinkedIn https://linkedin.com/company/**** Get In Touch With Decision Makers
Facebook https://facebook.com/**** Get In Touch With Decision Makers
Instagram https://instagram.com/**** Get In Touch With Decision Makers
X (Twitter) https://x.com/**** Get In Touch With Decision Makers
YouTube https://youtube.com/**** Get In Touch With Decision Makers

FAQs – Assurances Bois

How does a policy loan work with cash value?

A policy loan allows you to borrow against the cash value without tax consequences as long as the policy remains in force. However, interest applies, and unpaid loans reduce the death benefit paid to beneficiaries.


How does risk-based capital (RBC) affect insurers?

Risk-based capital (RBC) requires insurers to hold capital based on their risk exposure, ensuring they have adequate reserves to cover claims and financial uncertainties.


What role do brokers play in facultative reinsurance?

Reinsurance brokers act as intermediaries between ceding insurers and reinsurers. They help negotiate terms, find suitable reinsurers, structure reinsurance programs, and ensure that policies meet the insurer’s needs. Brokers also assist with claims handling and market insights.


Does homeowners insurance cover natural disasters?

Standard policies cover some disasters like fire, wind, and hail but typically exclude floods and earthquakes. You may need separate policies or endorsements for those risks, depending on your location.


What should I do if my reimbursement claim is denied?

If denied, review the reason, check policy terms, correct errors, submit additional documentation, or appeal the decision with the insurer if you believe it was incorrect.


What are common endorsements in auto insurance?

Popular auto insurance endorsements include roadside assistance, rental car reimbursement, gap insurance, custom equipment coverage, and accident forgiveness. These riders provide additional protection beyond a standard policy.


How does Big Data affect pricing models in insurance?

By analyzing vast amounts of data, insurers can create dynamic and personalized pricing models based on individual risk profiles, improving the accuracy of premiums and making them more competitive.


Do insurance deductibles apply in subrogation cases?

If another party is at fault and your insurer recovers costs through subrogation, you may be reimbursed for your deductible.


Comprehensive Market Research

Get in-depth market research for Insurance companies in Canada, Quebec, Montreal. Our experts analyze trends, gather valuable insights, and identify key opportunities to drive your business growth.