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R. Paquette Insurance Broker Inc.

Insurance, Canada, Quebec, Montreal

R. Paquette Insurance Broker Inc. provides personalized insurance solutions with expert risk assessment, ensuring peace of mind for individuals and businesses.

About R. Paquette Insurance Broker Inc.

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Join the dynamic team at R. Paquette Insurance Broker Inc. and make a difference in the lives of our clients. We value diversity and are always looking for talented individuals to join us.


Insurance Broker job at R. Paquette Insurance Broker Inc. | Risk Advisor job at R. Paquette Insurance Broker Inc. | Claims Specialist job at R. Paquette Insurance Broker Inc.

Basics

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Founded
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Total Employees
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Employees on Linkedin
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Employees on OWCareers
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Main Office
Canada, Quebec, Montreal
Official Website
http://www.rpaquette.com
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FAQs – R. Paquette Insurance Broker Inc.

Can I get earthquake insurance through a government program?

Some states, like California, offer earthquake insurance through state-backed programs like the California Earthquake Authority (CEA). These programs provide coverage options for homeowners, renters, and condo owners at regulated rates.


Is there a limit on the replacement cost for my property?

Yes, there is often a policy limit for replacement cost coverage. This means your insurer will only pay up to the coverage limit for replacing damaged property, and you may need additional coverage for high-value items.


Why are consumer protection laws important for policyholders?

These laws protect policyholders from unfair practices, misleading terms, and claim denials, ensuring they receive the benefits promised in their policies.


Are businesses affected by climate change insurance challenges?

Yes, businesses face higher property insurance costs, supply chain disruptions, and liability risks as climate change impacts operations. Business interruption insurance is becoming more essential but also more expensive due to increased claims.


Can a policyholder reinstate a lapsed insurance policy?

Yes, most insurers allow policyholders to reinstate a lapsed policy within a specific timeframe by paying overdue premiums and possibly undergoing medical underwriting.


Does pet insurance cover pre-existing conditions?

Most pet insurance policies do not cover pre-existing conditions, which are illnesses or symptoms your pet showed before enrollment. However, some insurers may cover curable pre-existing conditions if the pet remains symptom-free for a specified period. It’s best to check individual policy terms for specifics.


What is the cost of a Universal Life Insurance policy?

Costs vary based on age, health, death benefit amount, and investment choices. Monthly premiums can be adjusted, but maintaining sufficient cash value is necessary to keep the policy in force. Insurers may also charge fees for policy management.


Does a tenant have an insurable interest in a rented property?

A tenant does not have an insurable interest in the physical structure but can insure personal belongings and liability risks associated with their rental unit.


Comprehensive Market Research

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