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Assurance Collective En Ligne

Insurance, Canada, Quebec, Montreal

Simplify your insurance needs with Assurance Collective En Ligne's online platform offering a wide range of group insurance plans and expert advice.

About Assurance Collective En Ligne

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Basics

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Founded
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Total Employees
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Employees on Linkedin
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Employees on OWCareers
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Main Office
Canada, Quebec, Montreal
Official Website
http://www.assurancecollectiveenligne.ca
Location Address Official Phone Email
Canada, Quebec, Montreal Canada, Quebec, Montreal **** ****
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FAQs – Assurance Collective En Ligne

How do I file a claim for long-term disability benefits?

You must submit medical records, doctor statements, and other required documents to your insurance provider. The insurer will evaluate your claim based on medical evidence and policy terms. Some claims may require ongoing proof of disability.


Can treaty reinsurance agreements be customized for different insurers?

Yes, treaty reinsurance agreements can be customized based on the needs of the insurer. The terms of the agreement, such as the level of coverage, retention limits, and pricing, can be tailored to match the insurer's specific risk exposure, claims history, and business requirements. Customization allows the insurer to address its unique challenges, making treaty reinsurance a flexible tool for managing a diverse range of risks.


What are the different types of liability limits?

Common types include per-occurrence limits, aggregate limits, split limits, and combined single limits, each defining payout conditions differently.


How is personalization shaping the future of insurance?

Insurers use AI, big data, and behavioral analytics to offer personalized policies based on lifestyle, health, and usage patterns. Personalized insurance enhances customer satisfaction by providing tailored pricing, coverage, and risk assessment.


Can an ex-spouse have insurable interest in a former partner?

Generally, no, unless there are ongoing financial obligations like alimony or child support, in which case insurable interest may still exist in certain circumstances.


What risks are covered under Marine Cargo Insurance?

Marine Cargo Insurance covers risks such as sinking, collision, fire, theft, natural disasters, improper handling, and general average loss. The coverage depends on the policy type—basic coverage may protect against major perils, while all-risk policies offer broader protection, including accidental damages.


Do children qualify for public health insurance?

Yes, most countries offer public health coverage for children. In the U.S., Medicaid and CHIP (Children’s Health Insurance Program) provide coverage for children in low-income families.


What role does asymmetric information play in moral hazard?

Asymmetric information arises when one party (insured) has more knowledge about their risk-taking behavior than the other party (insurer), leading to potential exploitation of the system.


Comprehensive Market Research

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