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Coulombe Assurances

Insurance, Canada, Quebec, Montreal

Coulombe Assurances provides comprehensive insurance solutions for individuals and businesses, ensuring peace of mind and financial security.

About Coulombe Assurances

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Basics

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Founded
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Total Employees
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Employees on OWCareers
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Main Office
Canada, Quebec, Montreal
Official Website
http://www.coulombe-assurances.ca
Location Address Official Phone Email
Canada, Quebec, Montreal Canada, Quebec, Montreal **** ****
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FAQs – Coulombe Assurances

What are common exclusions in Hull Insurance policies?

Common exclusions include war risks, nuclear incidents, wear and tear, and damages caused by the ship's crew negligence or illegal activities. Always check policy exclusions before purchase.


How much does Medicare cost per month?

Part A is often free, but Part B costs start at $174.70 (2024 rates), while Part D and Medicare Advantage costs vary by plan and income level.


What is a solvency ratio in insurance?

A solvency ratio measures an insurer’s financial stability by comparing its available capital to its liabilities, ensuring it can meet claim obligations.


Does comprehensive coverage protect against vandalism on parked vehicles?

Yes, comprehensive insurance typically covers damages caused by vandalism, such as broken windows or key scratches, even if the vehicle is parked and unattended.


What are the pass rates for CPCU exams?

CPCU exam pass rates vary by course, generally ranging from 65% to 85%, with some subjects, like insurance law, considered more challenging.


What is insurance risk management?

Insurance risk management is the process of identifying, analyzing, and mitigating risks that could lead to financial loss. It involves purchasing insurance policies, implementing preventive measures, and regularly assessing risks to minimize potential damage to individuals or businesses. This ensures financial stability and business continuity.


Does business liability insurance cover independent contractors?

Independent contractors are usually not covered under a business’s general liability policy. Contractors should carry their own insurance or be added as additional insureds if required.


What happens if the insurer successfully subrogates a claim?

If the insurer recovers funds through subrogation, it may reimburse the policyholder for any deductible paid, depending on the amount recovered from the third party.


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