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Assurance Hebert

Insurance, Canada, Quebec, Montreal

Protecting what matters most with personalized insurance solutions and expert financial advice.

About Assurance Hebert

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Basics

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Founded
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Total Employees
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Employees on Linkedin
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Employees on OWCareers
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Main Office
Canada, Quebec, Montreal
Official Website
http://www.assurancehebert.ca
Location Address Official Phone Email
Canada, Quebec, Montreal Canada, Quebec, Montreal **** ****
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FAQs – Assurance Hebert

Can a shipowner be held liable for passenger injuries?

Yes, shipowners are legally responsible for injuries suffered by passengers aboard their vessels. P&I insurance covers medical expenses, compensation claims, and legal defense costs arising from such incidents.


How does collision coverage differ from comprehensive coverage?

Collision coverage pays for damage caused by crashes, while comprehensive coverage protects against non-collision incidents like theft, vandalism, natural disasters, or hitting an animal.


Do I have to pay back the insurer after a subrogation settlement?

If the insurer successfully recovers funds through subrogation, the policyholder may receive a portion of the recovered amount, depending on the policy terms.


What should I do if my co-pay seems too high?

If your co-pay is unexpectedly high, review your insurance policy to ensure the charge is correct. Contact your insurance company for clarification, and check if financial assistance programs or alternative coverage options are available to lower costs.


How did early life insurance policies function in ancient societies?

Early policies were informal agreements among groups, such as guilds or religious organizations, pooling resources to support members’ families after death.


Does the grace period apply to all types of insurance policies?

Yes, most types of insurance policies, such as life, health, auto, and home insurance, have a grace period. The duration and terms may vary based on the insurer and type of policy, so it’s crucial to check the policy details for specific grace period conditions.


What happens if a worker refuses Workers' Compensation treatment?

If a worker refuses treatment after a work-related injury, their benefits may be delayed or denied. However, in some cases, the worker can seek alternative treatment, but they must ensure that the treatment is approved by the insurance company and aligns with state regulations.


Is surrendering a policy a good financial decision?

Surrendering a policy should be carefully considered, as it may result in financial loss, loss of coverage, and potential tax liabilities.


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