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Get in-depth market research for Insurance companies in Canada, Quebec, Montreal. Our experts analyze trends, gather valuable insights, and identify key opportunities to drive your business growth.
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Commonly subrogated claims include auto accidents where another driver is at fault, property damage due to contractor negligence, and workers’ compensation claims where a third party caused an employee’s injury. Health insurance subrogation may also apply when medical expenses are recoverable from another liable party.
Perils refer to specific risks or events that may cause damage or loss. Examples of perils include fire, theft, vandalism, flood, earthquake, and accidents, which are generally covered or excluded based on the insurance policy.
AI powers autonomous vehicles by processing sensor data, recognizing objects, predicting movements, and making real-time driving decisions to improve road safety.
Insurers use deductibles, co-pays, policy exclusions, and claims investigations to deter reckless behavior. They may also offer incentives for responsible actions, such as discounts for safe driving or wellness programs in health insurance.
Contingent business interruption insurance extends coverage if a supplier or vendor suffers a loss that prevents them from providing goods or services essential to your business.
Premiums are based on factors such as age, health, coverage amount, and whether the policy includes additional riders. Because whole life insurance guarantees lifelong protection and cash value growth, premiums are generally higher than those for term life insurance.
An additional insured is a person or entity added to an insurance policy to receive coverage. This is common in business liability insurance, where clients, contractors, or vendors may be added as additional insureds to share protection.
Health insurance covers medical expenses, hospital stays, surgeries, prescription drugs, and preventive care, depending on the policy and provider. Some plans also include dental and vision care.
Get in-depth market research for Insurance companies in Canada, Quebec, Montreal. Our experts analyze trends, gather valuable insights, and identify key opportunities to drive your business growth.