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Bessette Assurances

Insurance, Canada, Quebec, Montreal

Protecting your assets and securing your future with personalized insurance solutions from Bessette Assurances.

About Bessette Assurances

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Join the dynamic team at Bessette Assurances and make a difference in the lives of our clients. We are always looking for talented individuals to join us in various roles such as Insurance Agents, Underwriters, and Risk Managers.


Insurance Agent job at Bessette Assurances | Underwriter job at Bessette Assurances | Claims Adjuster job at Bessette Assurances | Risk Manager job at Bessette Assurances | Financial Advisor job at Bessette Assurances | Actuary job at Bessette Assurances

Basics

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Main Office
Canada, Quebec, Montreal
Official Website
http://www.bessette-assurances.com
Location Address Official Phone Email
Canada, Quebec, Montreal Canada, Quebec, Montreal **** ****
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FAQs – Bessette Assurances

Can I get Medicaid if I am pregnant?

Yes, pregnant women with low to moderate incomes may qualify for Medicaid. Coverage includes prenatal visits, labor and delivery, and postpartum care. Some states offer extended postpartum coverage for up to a year after childbirth.


What is the difference between an individual and family out-of-pocket maximum?

An individual out-of-pocket maximum applies to one person, while a family maximum applies to all covered members. Once the family limit is met, all members receive full coverage.


What are some real-world examples of blockchain in insurance?

Insurers like AXA and Allianz use blockchain for smart contract-based travel insurance and secure health insurance data sharing.


Why is Lloyd’s of London important in the history of insurance?

Lloyd’s played a key role in shaping modern insurance practices. It introduced structured underwriting, actuarial assessments, and innovative risk coverage solutions. It remains a global leader in specialty insurance, insuring high-risk ventures from space missions to rare art collections.


How are insurance premiums for agricultural weather-related policies calculated?

Premiums are calculated based on factors such as the type of crops or livestock, geographical location, weather patterns, and the level of coverage chosen by the farmer.


Does Workers' Compensation Insurance cover remote employees?

Yes, Workers' Compensation Insurance can cover remote employees if they suffer a job-related injury while performing work duties. However, proving that the injury occurred in the course of employment may require additional documentation. Employers should establish clear work-from-home policies to minimize risks and clarify coverage situations.


Why is the solvency ratio important for policyholders?

The solvency ratio helps policyholders assess an insurer’s financial strength and ability to pay claims. A low solvency ratio may indicate financial instability, increasing the risk that the insurer may not be able to meet its obligations in the future.


How does coverage apply to natural disasters like hurricanes or earthquakes?

Standard policies may exclude natural disasters, requiring separate policies or endorsements for hurricanes, earthquakes, floods, and other catastrophic events.


Comprehensive Market Research

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