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Assurance Retraite

Insurance, Canada, Quebec, Montreal

Empowering individuals to secure their financial future through personalized retirement planning and comprehensive insurance solutions.

About Assurance Retraite

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Basics

Type
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Founded
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Total Employees
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Employees on Linkedin
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Employees on OWCareers
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Main Office
Canada, Quebec, Montreal
Official Website
http://www.assuranceretraite.ca
Location Address Official Phone Email
Canada, Quebec, Montreal Canada, Quebec, Montreal **** ****
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FAQs – Assurance Retraite

How does AI impact privacy and data security?

AI impacts privacy and data security by requiring large amounts of data to function effectively. This raises concerns about how personal information is collected, stored, and used. If not properly managed, AI systems can be vulnerable to cyberattacks or misuse, leading to data breaches and violations of individual privacy. Strong encryption and ethical data management practices are crucial in mitigating these risks.


What is a surplus share treaty?

A surplus share treaty allows the insurer to retain risks up to a set amount and cede excess portions to the reinsurer, increasing risk flexibility.


Does travel insurance cover adventure sports injuries?

Standard travel insurance often excludes high-risk activities like skiing, scuba diving, and bungee jumping. However, some insurers offer adventure sports riders that provide coverage for injuries sustained while participating in these activities. Always check the policy for exclusions and add-ons.


What happens if the policyholder dies before the policy matures?

If the policyholder dies before maturity in a life insurance policy, the insurer pays the sum assured, along with any applicable bonuses, to the nominee or beneficiaries listed in the policy.


How does an endorsement differ from a policy rider?

While both terms are used interchangeably, a "rider" often refers to life insurance policy additions, while "endorsement" can apply to all types of policies, including auto or home.


What is policy reinstatement?

Policy reinstatement is the process of restoring a lapsed insurance policy. Insurers may allow reinstatement within a specific period, often requiring proof of insurability, medical exams, and payment of missed premiums plus interest. Reinstating a policy can be beneficial, as purchasing a new policy might be more expensive.


What is an insurance adjuster, and what do they do?

An insurance adjuster is a professional who investigates claims, assesses damages, verifies coverage, and determines the settlement amount. They may work for the insurance company or be an independent adjuster.


What should I do before traveling to protect my belongings?

Use a luggage tracker, keep valuables in carry-on bags, take photos of packed items, and review your insurance policy coverage.


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